Across decades of financial data, one pattern keeps showing up: Homeowners build far more wealth than renters—often 30 to 50 times more. That statistic might sound shocking at first, but the explanation is surprisingly simple. It’s not necessarily because homeowners earn more or make better financial choices. The real difference comes from how housing payments work over time. According to data from Realtor.com’s Generational Wealth Report, renters pay for housing each month. Homeowners, on the […]