Thinking about buying a home this year? The calendar might be your biggest money-saving tool. While many buyers plan to wait until spring, January quietly delivers one major advantage: lower prices and stronger leverage. According to recent data, buyers who move early can save more than $23,000 compared to those who wait until May. That’s not pocket change. That’s down payment money, rate buydown power, or long-term monthly breathing room. Let’s break down why buying […]