Right now, American homeowners are sitting on a record $11.5 trillion in tappable equity. That’s equity you could access without selling your home while keeping at least a 20% cushion in place. And, with interest rates on home equity lines of credit (HELOCs) falling, this may be the most affordable time in years to tap into your home’s value. But does it make sense to borrow now, or should you wait? Let’s break down the […]
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Every time the word “recession” starts popping up in headlines, it brings a wave of uncertainty—especially for anyone thinking about buying or selling a home. You might be wondering: Totally fair questions—and you’re not alone in asking them. The good news is we can look to history to get some real answers. Let’s break it down. A Recession Doesn’t Automatically Mean Home Prices Will Drop First, let’s clear up a common myth: A recession is […]
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If you’re a homeowner, chances are you’ve watched your home’s value rise over the past few years. Thanks to record-high equity levels, many homeowners are sitting on what feels like a financial jackpot. But with the housing market shifting and 2025 on the horizon, you might be wondering: Should I sell my home and cash in on my equity, or stay put and make the most of what I have? Here’s how to use your […]
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Homeownership is amazing—but it’s also a total lifestyle shift from the rental days. From surprise plumbing issues to finally being able to pick paint colors, there’s a whole lot that changes. If you’re considering making the leap, understanding these shifts can prepare you for what lies ahead and ensure a smoother transition to homeownership. 1. Wealth-Building Equity Owning a home means transitioning from monthly rent payments that don’t contribute to your future to mortgage payments […]
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